Credit Inquiries: What are They How to Remove Them | DebtSteps.com

https://www.debtsteps.com/credit-inquiries/

Keywords

All Keywords: credit, credit inquiries, inquiries, what, what are, are, what are they, are they, they, how, how to, to, how to remove, to remove, remove, how to remove them, to remove them, remove them, them, debtsteps, com, stay, stay on, on, on your, your, on your report, your report, report, report for, for, for two, two, for two years, two years, years, use, use this, this, this simple, simple, simple guide, guide, simple guide to, guide to, guide to learn, to learn, learn, to learn how, learn how, to learn how to, learn how to, learn how to remove, remove credit, inquiries from, from, inquiries from your, from your, skip, skip to, to primary, primary, primary navigation, skip to main, to main, skip to main content, main content, primary sidebar, sidebar, footer, credit repair, repair, credit repair reviews, repair reviews, reviews, companies, lexington, lexington law, law, lexington law review, law review, review, sky, sky blue, blue, sky blue credit, blue credit, credit review, creditrepair, creditrepair com, creditrepair com review, com review, guides, do, agencies, really, agencies really work, really work, work, choosing, choosing a, a, a credit, a credit repair, a credit repair company, credit repair company, repair company, company, removing, fixing, fixing your, your credit, your credit score, credit score, score, credit repair tips, repair tips, tips, calculators, faq, how we, we, we rank, rank, from your credit, from your credit report, your credit report, credit report, credit inquiry, inquiry, is, fairly, thing, but, but it, it, it has, has some, some, potential, effects, effects on, on your credit, the, the actual, actual, is something, something, is something that, something that, that, legitimate, legitimate businesses, businesses, businesses can, can, can do, can do to, do to, do to look, to look, look, to look at, look at, at, look at your, at your, they come, come, they come in, come in, in, in two, two types, types, hard, hard and, and, and soft, soft, soft inquiries, we re, re, we re going, re going, going, we re going to, re going to, going to, at how, how these, these, work what, what they, what they do, they do, do to your, to your, to your credit, credit score and, score and, and how, and how to, by, by the, by the time, the time, time, the time we, time we, finished, you, you ll, ll, you ll have, ll have, have, you ll have the, have the, the information, information, the information you, information you, information you need, you need, need, need to, you need to understand, need to understand, to understand, understand, to understand how, understand how, these work, work and, and what, and what you, what you, what you can, you can, what you can do, you can do, do about, about, do about them, about them, can i, i, can i get, i get, get, removed, removed from, from my, from my credit, my credit, my credit report, which, which brings, brings, brings us, us to, to the, to the big, the big, the big question, question, question can, can you, can you have, you have, have them, if, if they, if they are, they are, hurting, your score, remember, remember that, that new, new, new credit, credit only, only, accounts, accounts for, for 10, 10 of, of, of your, your total, total, total score, let, let s, s, let s start, s start, start by, reviewing, inquiries and, and how they, how they, they affect, affect, affect your, new accounts, score is, is affected, affected, affected by, affected by the, the number, number, by the number of, the number of, number of, number of new, of new, accounts you, accounts you have, have in, in various, various categories, installment, installment loans, loans, loans like, like, mortgages, or, student, student loans, student loans are, loans are, are better, better, are better than, better than, than, revolving, revolving credit, credit cards, cards, amount, amount of, of inquiries, this looks, looks, looks at, how many, many, you ve, ve, ve had, had in, in the, in the last, the last, last, last two, last two years, time between, between, for 12, for 12 months, 12 months, months, months after, after an, an, an inquiry, but the, remains, for 2, for 2 years, 2 years, length, length of, length of time, of time, time since, since, since new, also, also changed, changed, based, based on, when, when you, you last, opened, opened a, a new credit, credit account, account, the longer, longer, the better, as, as you, as you can, as you can see, you can see, can see, see, inquiries are, are just, are just a, just a, a small, small, a small part, small part, part, part of, part of the, of the, the larger, larger, puzzle, many people, people, people will, will, will try, try, will try to, try to, to focus, focus, their, their time, time and, time and effort, and effort, effort, when they, they also, they also have, also have, have more, more, pressing, issues like, late, charged, charged off, off, in this, in this case, this case, case you, you should, should, shift, shift focus to, focus to, the items, items, the items that, items that, items that are, are more, detrimental, detrimental to, detrimental to your, when it, when it comes, it comes, time to, report you, can either, either, wait, wait for, years at, at which, point, they will, will come, come off, off your, report or, or you, or you can, you can try, can try, you can try to, them through, through this, this credit, repair process, step, step one, one, gather, gather your, your reports, reports, the first step, first step, step in, in any, any, successful, successful credit repair, credit repair is, repair is, to gather, gather the, the reports, you are, you are entitled, are entitled, entitled, you are entitled to, are entitled to, entitled to, to from, to from the, the three, three, three credit, three credit bureaus, credit bureaus, bureaus, experian, experian equifax, equifax, equifax and, and transunion, transunion, these reports, reports are, are all, all, generated, generated from, from different, different, different sources, sources, so, so there, there, there s, s going, s going to, going to be, to be, be, discrepancies, that could, could, that could be, could be, dragging, down your, when you re, you re, you re looking, re looking, looking, looking at, looking at your, your credit reports, credit reports, you ll see, ll see, see that, that some, some of, some of the, promotional, promotional and, and only, shown, shown to, to potential, creditors, you don, don, you don t, don t, t, you don t need, don t need, t need, don t need to, t need to, concern, yourself, yourself with, with, with these, instead, you should be, should be, be looking, be looking at, that were, were, were not, not, not done, done, done by, by yourself, step two, find, addresses, report will, report will show, will show, addresses for, for each, creditor, inquired, the other, the other two, other two, will not, not include, this information, match, match your, reports and, and use, and use the, use the, use the same, the same, same, the ones, ones, listed, listed on, listed on the, on the, the experian, if you, if you have, have trouble, trouble, finding, finding the, the addresses, for some, for some of, the creditors, you can call, can call, you can call the, call the, themselves, themselves to, to get, to get the, get the information, step three, compile, letters, letters to, letters to the, report without, without, without your, without your permission, your permission, permission, in these, these letters, be polite, polite, firm, firm in, in your, your intentions, intentions, ask, ask them, them to, unauthorized, they respond, respond, telling, telling you, you that, you that you, that you, authorized, the inquiry, ask for, ask for the, the contract, contract, contract that, allegedly, signed, if there, any hidden, hidden, subtext, in the contract, the contract or, contract or, confusing, verbiage, inform, them that, you didn, didn, you didn t, didn t, fully, fully understand, understand the, leverage, leverage your, your right, right, your right to, right to, to report, them to the, to the state, the state, state banking, banking, banking commission, commission, commission and, and make, and make sure, make sure, and make sure that, make sure that, sure that, make sure that the, sure that the, that the, the letters, you send, are certified, certified, certified mail, mail, receipt, requested, and if, they don, if they don t, they don t, within, within 30, 30, within 30 days, 30 days, days, 30 days you, days you, you have the, you have the right, have the right, have the right to, the right to, right to demand, to demand, demand, demand a, a response, response, in many, in many cases, many cases, cases, cases the, the creditor, will be, be happy, be happy to, happy to, to remove the, remove the, if you re, polite and, and justified, justified, your request, you can t, can t, t remove, remove all, all of them, of them, some may, may, may increase, increase, increase your, increase your credit, increase your credit score, score by, by making, making it, it look, look less, less, less like, like you, re trying, trying, you re trying to, re trying to, trying to, as much, much, as possible, possible, always, that credit, are a, part of your, of your credit, of your credit score, calculations, discussing, options, options with, your credit repair, credit repair agency, repair agency, agency, agency of, agency of choice, of choice, them about, opportunities, opportunities to, remove inquiries, report that, not authorized, are credit, credit scores, scores, when you apply, you apply, apply, you apply for, apply for, apply for credit, for credit, credit in, in any form, any form, form you, you re also, re also, giving, giving the, the lender, lender, permission to, to inquire, inquire, inquire for, for a, a copy, copy, a copy of, copy of, a copy of your, copy of your, credit report from, report from, from one, from one of, one of, from one of the, of the three, do this, do this to, this to, and your, your history, history, this helps, helps them, decide, how much, how much a, much a, a risk, risk, you pose, pose, pose to, to them, to them in, them in, in terms, terms, in terms of, terms of, of paying, paying, paying back, back, back the, the debt, debt, debt you, you owe, owe, once, once the, is complete, you ll notice, notice, notice that, that it, it appears, appears, appears on, on your credit report, you may, you may also, may also, also see, from businesses, t apply, this is, is normal, normal, depending, depending on, depending on the, on the type, the type, type, on the type of, the type of, type of, of inquiry, you may see, may see, see your, as mentioned, mentioned, earlier, there are two, are two, two types of, types of, we ll, we ll cover, ll cover, cover, cover the, the differences, differences, later, later in, in this article, this article, article, article but, suffice, to say, say, hard inquiries, are the, are the ones, the ones that, ones that, that have, have a, a direct, direct, effect, effect on, apply for a, apply for a loan, for a loan, a loan, loan, loan mortgage, mortgage, mortgage or, or credit, or credit card, credit card, card, these all, count, count as, as single, single, and will, will affect, will affect your, you can get, can get, get around, around, this by, by doing, doing, rate, rate shopping, shopping, which is, is simple, is simple to, simple to, to perform, perform, within a, a 45, 45, 45 day, day, day period, period, your fico, fico, your fico score, fico score, considered, related, related to, to an, an auto, auto, an auto loan, auto loan, loan student, student loan, as a, as a single, a single, for mortgage, or rental, rental, rental applications, applications, is treated, treated, treated as, different types, different types of, of real, types of real estate, of real estate, real estate, estate, real estate related, in short, short, if you do, you do, do your, your hunting, hunting, that time, time period, period you, you won, won, you won t, won t, t see, t see your, the multiple, multiple, the fico, which is the, is the most, most, most prevalent, prevalent, takes, voluntary, into account, account that, that result, result from, from an, an application, application you, you submitted, submitted, here, here are, here are the, are the ways, the ways, can affect, can affect your, recently, recently opened, accounts and, and proportion, proportion, proportion of, of accounts, accounts by, by type, of recent, recent, openings, involuntary, made, made by, by businesses, where you, do not, not affect, not affect your, for many, won t have, t have, t have a, a major, major, affect on, on their, the change, change will, be less, be less than, less than, five, five points, points, that being, being, that being said, being said, said, people with, with six, six, or more, or more on, more on, their credit, have been, been known, been known to, known to, known to be, eight, times more, more likely, likely, more likely to, likely to, to declare, declare, to declare bankruptcy, declare bankruptcy, bankruptcy, when compared, compared, when compared to, compared to, to people, people with no, with no, these are, generalized, statistics, statistics and, and it, and it should, it should, it should be, be noted, noted, noted that, noted that the, has on, a credit score, credit score will, score will, will vary, vary, vary from, from person, person, person to, person to person, to person, based on the, the rest, rest, the rest of, rest of, their history, similarly, can have, can have a, a larger, impact, have less, someone, someone else, else, and of, and of course, of course, course, numerous, scare, lenders, since they, they see, see it, it as, it as a, a bad, bad, to your payment, your payment, payment, payment due, due dates, dates, dates and, your overall, overall, have very, very little, little, sway, score in, score in the, in the grand, the grand, grand, the grand scheme, scheme, scheme of, of things, not all, all credit, are treated, scoring, methods, performing, performing the, the aforementioned, aforementioned, ignores, made within, days prior, prior, days prior to, prior to, therefore, therefore if, if you find, you find, if you find a, find a, find a loan, within 30 days of, 30 days of, days of, days of your, your rate, shopping your, won t be, t be, be affected, be affected by, the previous, a set, set number, similar, be treated, be treated as, as one, one single, as opposed, opposed, as opposed to, opposed to, to multiple, knowing, this rate, seems, seems like, like a, a great, great, a great way, great way, way, a great way to, great way to, way to get, to get around, around the, the effect, the effect of, effect of, of multiple, vs, the biggest, biggest, difference, difference between, is that, that only, only one, one of them, negatively, negatively affect, affect your credit score, happen, loan or, is when, when the, when the company, the company, pulls, credit report to, report to, to decide, decide if, if you are a, you are a, are a good, a good, a good fit, good fit, fit, fit for, for them, them and, a low, low, low risk, opportunity, are authorized, authorized by, by you, you when, you when you, which makes, makes them, they can, can lower, lower, can lower your, lower your, by a, few points, points and, and they, effect of the, usually, goes, well before, before it, it leaves, leaves, leaves your, when someone, checks, report as, as part, as part of, part of a, of a, a background, background, a background check, background check, check, you re applying, re applying, applying, you re applying for, applying for, applying for a, applying for a job, for a job, a job, job or, or when, when a, a credit card, credit card company, card company, wants, wants to, to pre, pre, pre approve, approve, you for, you for a, a card, on the credit, the credit, the credit bureau, credit bureau, bureau, may not, actually, appear, appear on, appear on your, a huge, huge, misconception, here is, checking, checking your, your own, own, counts, counts as, a hard, hard inquiry, but this, but this is, this is not, is not true, not true, true, does not, does not affect, in any way, any way, let s look, s look, let s look at, at some, some examples, examples, some examples of, examples of, of hard, applying for an, for an, for an auto loan, loan business, loan business loan, business loan, or personal, personal loan, for a credit, for a credit card, for a mortgage, a mortgage, in some, in some cases, some cases, applying to, to rent, rent, rent an, to rent an apartment, rent an apartment, an apartment, apartment, rent an apartment to, apartment to, to verify, verify, to verify your, verify your, to verify your identity, verify your identity, your identity, identity, rent a, rent a car, a car, car, getting, getting a, a cable, cable, cable or, requesting, requesting a, credit limit, limit, credit limit increase, limit increase, or getting, a cell, cell, a cell phone, cell phone, phone, phone contract, own credit, pre approved, approved, pre approved credit, approved credit, pre approved credit card, approved credit card, credit card and, card and, and loan, loan offers, background checks, background checks for, checks for, for employment, employment, the same items, items as, as above, above, renting, cell phone or, phone or, account and, verifying, unsure, unsure of, inquiry type, type you, you can simply, can simply, simply, simply ask, ask the, they will be, will be performing, be performing, performing a, they should, they should also, should also, should also be, also be, also be able, be able, be able to, to tell, tell, to tell you, tell you, tell you if, you if, if it, if it s, it s, it s going, it s going to, going to be a, to be a, hard or soft, or soft, you may be, be wondering, wondering, hurt, hurt your, while others, are needed, needed, needed for, for certain, certain, actions, but if, but if you, if you have a, you have a, a large, large number, a large number of, large number of, them on, report it, it shows, shows, shows that, that you could, you could, you could be, desperate, desperate for, credit or, or too, too much, too much of, much of, risk to, to be approved, be approved, approved by, by any, any of, any of the, the applications, applications you, filled, filled out, that a, a lot, lot, a lot of, lot of, in a, in a short, a short, a short period, short period, period of, short period of time, period of time, time can, can be, be negative, negative, negative for, to further, further, explain, you must, that these, that these are, are done, so you, so you re, so you re not, you re not, re not, not responsible, responsible, not responsible for, responsible for, done to, pre approval, approval, quotes, quotes that, quotes that you, that you ll, typically, receive in, in the mail, the mail, the estimated, estimated, interest, interest rate, rate or, approved amount, amount is, is calculated, calculated, calculated based on, the data, data received, received, received during, received during the, during the, the soft, sometimes, are also, also done, to check, to check on, check on, credit situation, situation, situation and, and can, and can be, can be done, be done, you have an, have an, have an account, an account, an account with, account with, group, you re doing, re doing, doing something, something like, shopping for, shopping for a, for a car, a car or, car or, or a, a house, house, house you, you re going, you re going to, to weigh, weigh, weigh your, your options, options like, like any, informed, consumer, in the back, the back, the back of, back of, the back of your, of your mind, your mind, you re probably, probably, wondering if, if all, all this, shopping around, is going, is going to, to net, net you, you with a, a bunch, bunch, with a bunch of, a bunch of, bunch of, they are always, are always, displayed, separately, but don, but don t, fret, that affect, and this, and this is, is only, only when, only when you, to open, to open multiple, open multiple, accounts or, or take, take out, take out a, out a, out a lot, of credit, at once, let s say, s say, let s say you, say you, re at, at a, a dealership, dealership, and applying, applying for a loan, for a loan to, a loan to, loan to, to get a, get a car, when this, when this happens, this happens, happens, the dealer, dealer, the dealer will, dealer will, most like, submit your, submit your information, your information, your information to, information to, to several, several, several different, different lenders, so they, so they can, they can find, can find, can find a, combination, combination of, of low, low interest, low interest rates, interest rates, rates, interest rates and, rates and, and fair, fair, payment terms, credit scoring, systems like, programmed, programmed to, to recognize, recognize, activity, like this, this as, when you do, this they, they understand, they understand that, understand that, that you re, to buy, buy, houses, houses or, cars, cars you, comparing, because of, because of this, they only, count the, for this, to happen, it s important, s important, it s important to, s important to, important to, to remember, to remember that, remember that the, the shopping, should be done, be done in, done in, done in a, of time to, to be recognized, be recognized, recognized, properly, so when, you re in, re in, re in the, in the market, the market, the market for, market for, market for a, for a house, a house or, house or, or car, don t be, be afraid, afraid, be afraid of, afraid of, you re looking for, re looking for, looking for the, looking for the best, for the best, the best possible, best possible, deal, filed, filed under, under, you are here, are here, home credit, tips how, tips how to, company reviews, law firm, tips on, on credit, on credit repair, how to fix, to fix, fix, how to fix your, to fix your, fix your, to fix your credit, fix your credit, top credit, top credit repair, credit repair companies, repair companies, what is a, a charge, charge, charge off, debt to, to credit, credit ratio, ratio, recent articles, small business, business is, struggling, covid, covid 19, what s, what s next, s next, a london, london, insolvency, insolvency practitioner, practitioner, practitioner s, s guide, guide on, guide on how, on how, guide on how to, on how to, how to improve, to improve, how to improve your, to improve your, improve your, improve your credit, improve your credit score, most common, common, common myths, myths, common myths and, myths and, myths and misconceptions, misconceptions, misconceptions about, small business loans, business loans, business loans and, loans and, the truth, truth, the truth behind, truth behind, behind, behind them, concept, concept of, of china, china, funds, government, government policy, policy, related to the, the issuance, issuance, the issuance of, issuance of, of funds, how to buy, how to buy and, to buy and, buy and, to buy and sell, buy and sell, and sell, sell, sell a, sell a house, house at, house at the, at the same, at the same time, the same time, same time, quick links, sky blue credit repair, repair review, credit repair services, repair services, all about, about debt, debt collection, collection, debt relief, relief, debt relief tips, what s new, s new, site info, terms of use, of use, advertising, advertising policy, copyright, 2024, com all, com all rights reserved, on genesis, genesis, genesis framework, framework, wordpress, logo, tag_lang_en

Theres a total of 2026 keywords.

Inbound Links

There is a total of 1 inbound links to this page.

2883780: Removing Credit Inquiries, C, from https://www.debtsteps.com/, ok

Outbound Links on Page

There is a total of 0 links from this page to other pages.